Life Insurance That Protects What Matters Most
Safeguard Your Loved Ones, Both in the Present and the Future.
Secure Your Future with Tailored Life Insurance Solutions for Every Stage, Need, and Situation
Losing a loved one is life's greatest burden. Unfortunately, that loss can be compounded by the financial burden that falls on loved ones left behind. Life insurance is an effective way to provide financial security for your family and to ensure peace of mind regarding future uncertainties.
Prosperity To Legacy can help you protect and provide for your family even after you’re gone with a life insurance policy to fit your goals. IFS advisors also specialize in term life, universal life, and whole life policies, so you and your family can receive more benefits while you’re living, when you need or want them most.
Customized, needs-based quotes
Term life, indexed universal life, and whole life insurance quotes
Expertise with complex life insurance products and benefits
Free application submission and support
10+ years of life insurance experience
Life Insurance: More Affordable
(and Less Complicated)
Than You Think
If you’re on the fence about life insurance because you think it’s too expensive, think again. Adults consistently overestimate the cost of life insurance coverage. In fact, according to the Life Insurance Marketing and Research Association (LIMRA), half of Americans overestimate the cost of life insurance by as much as three times the actual cost.
PTL finds you the plan that provides maximum benefits for the least amount of money. Best of all, there’s no fee to talk with one of our advisors and get multiple, hand-selected life insurance quotes to provide you with a variety of options.
Life insurance can be complex and difficult to understand. PTL simplifies the process by shopping for multiple insurance companies and submitting applications, helping you find the coverage you need at an affordable price.
Utilising Life Insurance as an Investment Vehicle
PTL advisors assist retirees and entrepreneurs in utilizing insurance benefits to protect their financial health. Case in point: using life insurance to “create your own bank.”
This isn’t a bank in the physical or actual sense, but in terms of where you borrow money from and who you pay back. Instead of taking out a loan from a financial institution and paying back interest fees that enrich the bank, you can borrow against your death benefits (DB) and retain the interest within the cash value (CV) of your policy.
Borrowing against your life insurance policy could be a sound strategy depending on your unique financial situation and under special circumstances for things like tuition payments, emergencies, and even to supplement your retirement income.
PTL can help you understand this concept and select the right policy to take advantage of life insurance loans if and when it makes sense to do so.
We Offer Life Insurance With Living Benefits
Securing life insurance extends beyond ensuring the welfare of your loved ones after passing. With appropriate coverage and guidance from a reliable advisor, you can access supplemental benefits during your lifetime. Certain policies offer living benefits that can be utilized for unforeseen medical expenses and long-term care needs.
PTL offers a range of life insurance policies with living benefits, and we make sure you fully understand what living benefits are and how you can benefit from your policy under unexpected circumstances. Our living benefits “niche” is what sets us apart from other independent insurance agents, so if you’re interested to learn more, you’ve come to the right place.
Needs-Based, Goal-Oriented Recommendations and Strategies
While any life insurance policy is better than none, the right policy depends on the unique circumstances, needs, and goals that make you, you.
At PTL, we understand that everyone’s insurance needs are as unique as their fingerprints, which is why we custom tailor our recommendations and strategies to fit you, not the other way around. Our advisors ask questions, and listen carefully, to pair you with a life insurance policy that meets all your needs today, tomorrow, and whatever comes after.
Stop worrying, start living, and enjoy the peace of mind that the right life insurance policy affords. You’ve earned it; let IFS help you achieve it.
Fast, Easy, and Free Life Insurance Advice
PTL advisors offer assistance throughout the entire process, from determining your needs and shopping for life insurance policies to reviewing quotes and submitting the application. There is no risk, obligation, or fees to consult with a life insurance advisor.
Step 1: Tell us about your goals, needs, and personal/financial health circumstances.
Step 2: We compare and provide quotes that match your needs.
Step 3: Select your life insurance policy and we’ll take care of the application.
