Annuities

Guaranteed Income for a Confident Retirement

Fixed Index Annuities

PTL Advisors can provide guidance on preserving your money, growing your wealth, and maintaining financial stability throughout retirement.

Prosperity to Legacy
Prosperity to Legacy

A Retirement Planning Solution That Makes Dollars and Sense

Don’t believe the annuity “critics” who say FIAs are too expensive, too complicated, and too conservative. Look for yourself and discover why, every year, more retirees are using fixed index annuities to turn a lifetime of paychecks into a retirement of playchecks.

Here’s how it works: When you invest in a FIA, you invest in a legal reserve entity. For every $1 you invest, the insurance company has a minimum of $1.05 in reserves, per state guarantee fund guidelines. Then, rather than passing on a small interest rate, the insurance company puts your money to work in the market so you can “participate” in the gains without any downside risk. Best of all, FIAs reset periodically to lock in earned interest, which means your floor only goes up, never down.

Compared to other investment vehicles and passive income strategies, FIAs offer uncapped growth potential while protecting your principal from market volatility.

  • Principal Protection - The money you put in is contractually protected by the full faith and credit of the issuing company. You will never lose a single dollar you invest. Ever.

  • Portfolio Diversification - With FIAs, your wealth is safeguarded against down markets, corrections, and crashes. Your money is spread across a wide variety of funds and managed accounts to fully participate in the hottest sectors in the market while maintaining downside protection.

  • Return on Investment - Interest rates are guaranteed to never be less than zero, even if the market goes down. Estimated returns are typically between 0% and 15% per year, but earning potential is uncapped and unlimited.

  • Guaranteed Income for Life - As far as passive income generators go, few (if any) are as guaranteed or secure as fixed index annuities. Investing in FIAs means you move up and forward with your money, never down and backward. No more sleepless nights worrying if the market will wipe out your retirement income.

Ensure the Security of Your Retirement Income for Life

Are you sure your retirement income is secure? Do you have a plan to grow your wealth over time? Will you have enough assets for the rest of your life? Fixed index annuities can help address these key financial concerns for retirees.

Fixed index annuities, as an integral part of a comprehensive retirement income strategy, can ensure the protection of your principal throughout your lifetime and offer a consistent stream of predictable income. Combining the security of certificates of deposit with the earning potential of stocks and mutual funds, fixed index annuities provide financial stability and return on investment regardless of market fluctuations.

You’ve worked hard your entire life to earn your wealth; now put it to work with one of the safest and smartest investment vehicles Prosperity To Legacy can show you how.

PTL possesses more than a decade of experience in aiding individuals and families with retirement financial planning. We combine the extensive knowledge typical of large firms with the personalized service characteristic of smaller entities, ensuring you receive reliable advice from an advisor committed to your needs.

Book your free, no-risk, no-obligation appointment today to learn more about fixed index annuities. We promise to help you find the right FIA without the sales pitches and pressure tactics other companies use.

  • Preserve 100% of your principal investment

  • Enjoy uncapped earning potential for life

  • Protect your wealth from bubbles and bear markets

Prosperity to Legacy
Prosperity to Legacy

Smart Strategies and Sound Advice Tailored to Your Retirement Goals

Start safeguarding your retirement income today and stop worrying about your financial future tomorrow. PTL advisors offer comprehensive education, expert guidance, and detailed support to assist you in achieving your financial objectives.

Our mission is to make sure that you have a long, healthy, and happy retirement, free of worry about the money you have to live (and play) on. We start by understanding your unique and specific goals, as well as your current and unforeseen future income needs, then recommend a fixed index annuity that guarantees a bare minimum income for life.

We can also advise you on Medicare, life insurance, dental, and long-term care options to keep retirement costs low and confidence high. PTL seeks to be your final insurance advisor for personal and financial health in retirement.

Get in touch with us today and take the first step towards safeguarding your wealth and health for the next chapter of your life.

FIA Advisory Through IFS: No Risk, No Fees, No Worries

Peace of mind doesn’t have a price tag, and neither should financial advice. There’s no fee to talk to an PTL advisor about investing in a fixed index annuity, so book your free, no-obligation appointment today to get started.

  • Step 1: Talk with an PTL advisor about your financial goals and retirement income needs.

  • Step 2: Review FIA options with Top rated companies.

  • Step 3: Select an annuity plan and PTL will take care of the rest.

Prosperity to Legacy