Medicare Made Easy - Really Easy
Trust the experts at PTL and enjoy retirement with full confidence and peace of mind and stop worrying, guessing, or stressing about medical expenses.
Medicare enrollment, plan changes, or adding supplemental coverage can be confusing. It can also feel overwhelming and isolating if you don’t know where to start or where to get help. Making matters worse, the consequences of selecting the wrong plan or making an error during enrollment can be significant, including higher out-of-pocket health care costs, gaps in coverage, and the inability to access needed health care services.
Fortunately, You Don't Need to Navigate the Medicare Maze Alone.
Prosperity To Legacy offers complimentary Medicare enrollment assistance to guide you through understanding your options, selecting appropriate coverage, and educating you on utilizing the plan once enrolled. We simplify Medicare to ensure that you maximize the benefits of available plans.
Book your free Medicare consultation today and take the first step toward peace of mind. Consultations are available via telephone or Zoom appointment, in the convenience and privacy of your own home.
The Right Medicare Plan Tailored to Your Needs
There’s no such thing as one-size-fits-all coverage. Selecting the appropriate plan requires considering your financial situation, health status, and retirement objectives. Your Medicare requirements are distinct. Do not worry about it for another second. PTL can find a fit for your needs right away.
Our in-depth, customized, need-based analysis helps us understand your situation so we can recommend, build, and enroll you in the plan that checks all the boxes. We take great care to assess your situation, so you can be confident that the coverage you receive is the coverage you need.
Get in touch with us today to begin your complimentary Medicare needs assessment. One form and a few follow-up questions are all it takes for PTL advisors to determine your coverage needs.
The Most Benefits for the Least Amount of Money
Medicare isn’t free. Depending on your specific needs and health circumstances, the amount you pay out-of-pocket for health care services, prescriptions, and premiums could climb well into six figures over the course of your retirement. At the same time, overpaying for benefits you don’t need (or can’t afford) can strain your fixed retirement income.
PTL advisors will help you select the right plan and coverage options so you get the benefits you need at a price you can afford. We have no financial incentive to enroll you in a more expensive plan; our recommendations are based on what’s right for your wallet, not ours.
Want to understand your Medicare costs or find out how much you could save by switching plans? Contact PTL for a free consultation and get the information you're looking for.
Step-by-step Medicare Guidance With a Personal Touch
Navigating Medicare involves various coverage and cost options. Fortunately, PTL advisors streamline the enrollment or plan-switching process. We offer comprehensive support throughout the entire procedure, ensuring you do not have to complete and submit additional forms or spend extensive time on the phone dealing with automated systems.
You’ll appreciate the personal service and attention you receive with PTL. An advisor who knows you by name, a single phone number to call, and complimentary paperwork submissions are just a few of the reasons seniors prefer working with the independent Medicare insurance agents at PTL.
One Advisor for All Your Medicare Needs
Have questions about your benefits? Need to change plans? Curious about how to save money on premiums and out-of-pocket expenses? Whether you are a first-time enrollee, switching policies, or adding supplemental coverage, PTL will be the last Medicare insurance advisor you ever need to talk to.
Book Your Free Medicare Consultation Today
Stop worrying whether you made the right choice and stop stressing if you don’t know where to start. PTL is here to simplify Medicare, letting you enjoy your golden years confidently and peacefully.
There’s no risk, no fee, and no obligation to talk to one of our Medicare advisors. Book your free appointment today to follow our easy three-step process.
Ready to get started? Here are some things you should have with you during your appointment to streamline the process so we can provide tailored recommendations during the call:
Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Compare the Benefits Offered by Each Plan:
| Medigap Benefit | Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G* | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital costs (extra 365 days) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Part B coinsurance or copayment | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔*** |
| Blood (first 3 pints) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A hospice care coinsurance/copayment | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Skilled nursing facility care coinsurance | ✖ | ✖ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A deductible | ✖ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | 50% | ✔ |
| Part B deductible | ✖ | ✖ | ✔ | ✖ | ✔ | ✖ | ✖ | ✖ | ✖ | ✖ |
| Part B excess charges | ✖ | ✖ | ✖ | ✖ | ✔ | ✔ | ✖ | ✖ | ✖ | ✖ |
| Foreign travel emergency (up to plan limits) | ✖ | ✖ | 80% | 80% | 80% | 80% | ✖ | ✖ | 80% | 80% |
| Out-of-pocket limit (2025) | N/A | N/A | N/A | N/A | N/A | N/A | $7,220 | $3,610 | N/A | N/A |
Note: Plan C & Plan F aren’t available if you turned 65 on or after January 1, 2020, and to some people under age 65. You might be able to get these plans if you were eligible for Medicare before January 1, 2020, but not yet enrolled. Learn more about who can buy this plan.
*Plans F & G offer a high deductible plan in some states.
**Plans K & L show how much they'll pay for approved services before you meet your out-of-pocket yearly limit and Part B deductible. After you meet them, the plan will pay 100% of your costs for approved services.
***Plan N pays 100% of the costs of Part B services, except for copayments for some office visits and some emergency room visits.